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Fixed Deposit Account

The safe and reliable investment option

Fixed interest rates and guaranteed returns
Invest a lump sum for future business goals Guaranteed returns

R1 000 minimum opening deposit

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About a Fixed Deposit Account

How it works

With a minimum R1 000 deposit, you can begin the journey of investing towards your business goals over a fixed term
Provides a competitive interest rate of up to 9.55%
No additional deposits or withdrawals over the investment term, however you can open multiple accounts
The interest rate won’t change for the duration of the investment term
Interest can be paid monthly, quarterly, annually, or at maturity
Set a maturity date of up to 5 years to match your investment goals
Invested capital is guaranteed

Competitive interest rates of up to 9.55%
No additional deposits or withdrawals over the term of the investment
The interest rate won’t change for the duration of the investment term
Invested capital is guaranteed
Set a maturity date of up to 5 years to match your investment goals

What it costs

There are no additional fees, unless you make a cash deposit No account fees, unless you make a cash deposit

Interest rates

Investment term	Balances below R10 000		Balances R10 000 to R99 999
	Interest monthly	Interest at maturity	Interest monthly	Interest at maturity
33 days to under 3 months	5.55%	5.55%	6.55%	6.55%
3 months to under 6 months	5.80%	5.85%	6.80%	6.85%
6 months to under 12 months	6.15%	6.25%	7.15%	7.25%
12 months to under 18 months	6.30%	6.55%	7.30%	7.55%
18 months to under 24 months	6.50%	6.90%	7.50%	7.90%
24 months to under 36 months	6.58%	7.15%	7.58%	8.15%
36 months to under 48 months	6.85%	7.80%	7.85%	8.80%
48 months to 60 months	7.10%	8.55%	8.10%	9.55%

Interest rates for balances over R100 000 for any of the above terms can be provided on application.

What this means for you

You can be confident that your interest rate is fixed for the full term of your investment
If you want to invest towards different business goals, you can choose to have more than one fixed deposit account

Guaranteed fixed interest rate for the full term of your investment
Maintain multiple fixed deposit accounts to meet different goals

Call me back to open a Fixed Deposit Account

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Entity Type Sole Proprietor Registered Company

Business Registration Number Please enter a valid Business Registration number (YYYY/NNNNNN/NN)

ID Number Please enter a valid ID number

Your personal information will be securely managed in the strictest confidence and will not be shared with any third parties

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Thank you for enquiring about a Fixed Deposit Account

A business banking consultant will contact you shortly to help you with the application process.

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Fixed Deposit Account

Fixed Deposit Account

R1 000 minimum opening deposit

About a Fixed Deposit Account

How it works

How it works

What it costs

What it costs