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Agricultural Production Loan

Agricultural Production Loan
Agricultural Production Loan

Agricultural Production Loan

Tailored short-term lending for farmers


  • Loan against your expected yield
  • Finance for specific running costs over the course of a production season Finance for the specific costs of a production season

The 4 - 18 month
seasonal loan

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About the Agricultural Production Loan

Bad seasons happen, but don’t let that stop you from investing in next season. The Agricultural Production Loan advances the money you need to secure essential resources for successful production.

How it works
How it works

How it works

How it works

  • The Agricultural Production Loan alleviates cash-flow constraints for farming production, whether in crops or livestock
  • Standard Bank will advance the funds for resources to successfully complete a season of production, including seed, fertilizers, feed, fuel, or similar necessary production materials
  • Choose the term of your production season, anywhere from four to eighteen months
  • Repayment is made from proceeds of the product
  • This loan alleviates cash flow constraints for farming production
  • Standard Bank will advance the funds for resources to successfully complete a season of production including;
    • Seed and fertilizers
    • Feed and fuel
    • Necessary production materials
  • Choose the term of your production season, anywhere up to eighteen months
  • Repayment is made from proceeds of the product
What you get
What it costs

What it costs

What it costs

  • The interest rate charged on the loan is linked to the prime rate
  • When interest rates go up, the repayment term is extended, so your monthly instalment does not go up. Repayments are personalised according to your affordability and business risk When interest rates go up, the repayment term is extended
  • Structure your repayments so that you pay back the interest monthly, and the capital at the end of the term. Alternatively, the interest and capital can be paid at the end of the loan term Structure your repayments so that you pay back the interest monthly, and the capital at the end of the term
  • Alternatively, the interest and capital can be paid at the end of the loan term
  • View our Pricing Guide here

What this means for you

  • An assurance of cashflow for resources to maintain momentum over the course of a production season
  • The Agricultural Production Loan is limited to the natural time-frame of your expected harvest so that you are not burdened with repayments after the given term
  • Cashflow for resources to maintain momentum over the course of a season
  • This loan is limited to the natural time-frame of your expected harvest

Call me back to find out about the Agricultural Production Loan

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