Back to Loans and Finance

Business Overdraft Account

Business Overdraft Account
Business Overdraft Account

Business Overdraft Account

Tailored short-term lending for your immediate business needs

Short-term lending for immediate needs


  • Access your business overdraft facility when you need it most Access your overdraft when you need it most

  • Quick and convenient business funding for unforseen circumstances Convenient business funding for unforeseen circumstances
Call me back

About the Business Overdraft Account

The Business Overdraft facility is a short-term funding solution that can be managed directly from your Business Current Account, providing essential cash-flow for day-to-day business expenses.

How it works
How it works

How it works

How it works

  • You can apply for an overdraft facility if you have a Standard Bank Business Current Account You need a Standard Bank Business Current Account to apply
  • On approval, the funds will be made available in your Business Current Account On approval, the funds are put into your Business Current Account
  • Withdraw and deposit at any time, up to the limit of the arranged overdraft amount Withdraw and deposit, up to the limit of the arranged amount
  • Deposits made into the account go towards overdraft payments first
What you get
What it costs

What it costs

What it costs

  • The business overdraft facility is repaid along with interest charges and account fees that may be due as money enters your account The amount is repaid along with interest charges and account fees monthly
  • Interest is only charged on the overdraft amount that has been used
  • The overdraft facility on your account is reviewed annually
  • View account fees here

What this means for you

  • Manage your cashflow in the period between making payments and receiving collections Manage your cash flow between making payments, and receiving collections
  • A lending solution that is tailored to meet your unique business needs and repayment ablities Tailored to meet your unique business needs, and repayment abilities

Enquire about a Business Overdraft Account

Call me back