Make payments and manage your money affordably and easily, whenever you want.

Monthly fee
R 5,30
Monthly income
Not required

About AccessAccount

Pay as you transact for only R5,25 a month, and link your debit card for free online, cellphone, telephone and mobile app banking. You can buy airtime, data or electricity on your phone and you get free swipes at till points. No income required.

Features and benefits

  • An AccessAccount debit card
  • Free swipes at till points
  • Transact for free between Standard Bank accounts
  • Free transfers between your accounts with us
  • Free debit and stop orders from your accounts with us
  • Free balance enquiries on your phone, in-app or online
  • Link your card to the SnapScan or Masterpass apps to pay by phone
  • Buy pre-paid airtime, data, and electricity via cell phone banking
  • UCount Rewards for using your card
  • Unlimited notifications on transactions via MyUpdates (sms or e-mail)
  • Transact everywhere you are. Download the mobile app for on the go banking.
  • Transact via online, cellphone, or telephone

What it costs

  • R 50 opening deposit
  • R 20 minimum balance
  • R 5,30 monthly fee
  • Upgrade to an AccessAccount Plus for R 59.52 a month for bundled services and benefits
  • Pay as you transact only after using your bundled services for the month

See pricing guide

How to apply

What you’ll need

  • ID copy (or passport if not an SA citizen)*
  • Proof of residence not older than 3 months

*You must be over 16

General T&Cs
Personal transaction accounts T&Cs

Credit cards from Standard Bank

Platinum Credit Card


Titanium Credit Card


Gold Credit Card