A simple, entry level current account that comes with a debit card and many free features.

No income required
Monthly fee
R 5.25

Benefits include:

About AccessAccount

How to qualify

  • You are 16 years of age or older
  • You are a South African citizen or temporary resident with a permit

Features and benefits

  • 24/7 self-service banking using the Standard Bank App, online banking, cell phone banking (*120* 2345#) or ATM
  • Buy prepaid airtime, data and electricity on cell phone banking and other self-service channels
  • Send money to anyone using Instant Money
  • Use your debit card to pay, and withdraw or deposit cash at till points

What it costs

  • Pay-as-you-bank: Pay a minimal monthly fee and receive a number of free day to day transactions AccessAccount pricing (PDF)
  • AccessAccount Plus: Get more value at a nominal monthly fee and receive a number of free transactions, plus an additional R 2 000.00 death benefit AccessAccount Plus pricing (PDF)

How to apply

  • Visit your nearest Standard Bank branch

What you'll need

  • Your ID book or passport for foreign nationals
  • Proof of home address
  • A residency permit (for foreign nationals staying in South Africa)

Upgrade to an AccessAccount Plus bundle for R 59 and access these additional benefits:

  • Use your debit card to pay, and withdraw or deposit cash at till points
  • Upgrading to AccessAccount Plus offers more added benefits, including
    • Unlimited card swipes
    • Unlimited cash back at till points
    • Unlimited pre-paid electricity recharges at Standard Bank ATMs and via cell phone banking
    • Unlimited transfers to other Standard Bank account holders
  • 2 free Instant Money transactions
  • 2 free Standard Bank ATM withdrawals
  • 2 free ATM deposits
  • R 2 000 death benefit
  • Start banking with your cell phone by dialling *120*2345#
  • No overdraft facility is offered on AccessAccounts.

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