Savings and Investments

Have a goal you’re aiming for? We can help to get you there through saving and investing your money.

The power of saving is immense. Even putting away a little bit every month in a savings account will help you eventually reach your goal. Interest on interest earned every month ultimately turns your small initial amount into a big nest egg.

The best savings account to have is one that caters for your unique needs. Look at the interest rate, how long the term is, and how soon you can get to the money in your investment or savings account when you need to. Another thing to consider is whether the account is tax-free or not.

Find what works for you to reach your savings and investment goal.

Start by deciding how soon you’d need access to your money.

Need to save money, but don’t want the hassle of having to give notice when you want to use it? Start saving for your goals now. Have access to your funds immediately with these savings and investment accounts - ideal for short-term goals such as buying a new TV or some pricey concert tickets.

Standard Bank MoneyMarket Select savings account
MoneyMarket Select
Investment Account
Benefit from premium interest rates. Access your money when you like and your capital is guaranteed.
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Opening Deposit
R 250 000
Interest rate
7.35%
Access to money
Anytime
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
Tax-Free Call
Investment Account
Invest up to R 33 000 a year and a maximum of R 500 000 in your lifetime - and get tax-free returns on your contributions.
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Opening Deposit
R 250
Interest rate
up to 6.75%
Access to money
Anytime
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
PureSave
Savings Account
PureSave is an easy way to start saving. Save what you can - and gain instant access to your money when you need it.
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Opening Deposit
R 50
Interest rate
up to 2.90%
Access to money
Anytime
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
MarketLink
Investment Account
With MarketLink you gain the flexibility of a current account, in addition to competitive interest rates.
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Opening Deposit
R 1 000
Interest rate
up to 5.15%
Access to money
Anytime
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
MoneyMarket Call
Investment Account
Benefit from highly competitive interest rates. Your funds are available on demand and your capital is guaranteed.
Learn more >
Opening Deposit
R 20 000
Interest rate
up to 6.50%
Access to money
Anytime
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
Call Deposit
Investment Account
Earn competitive interest while retaining immediate access to your funds.
Learn more >
Opening Deposit
R 1 000
Interest rate
up to 5.45%
Access to money
Anytime
How to get it?
Send us your details and we'll call you.
Apply now
Standard Bank name savings account
Society Schemes
Savings Account
Society Schemes is a savings account ideal for groups that want to save together. Includes stokvels, burial societies, social clubs and investments clubs
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Opening Deposit
R 100
Interest rate
up to 3.65%
Access to money
Anytime
How to get it?
Send us your details and we'll call you.
Apply now

Invest for later. These products have either a set investment period, or require you to give notice before you can have your money. These investment accounts are ideal for long-term goals like paying for a wedding, going on an overseas holiday or putting down a deposit on a car.

Standard Bank name savings account
Fixed Deposit
Investment Account
Invest your funds for a set period. The interest rate is fixed and your capital is guaranteed and protected.

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Opening Deposit
R 1 000
Interest rate
up to 10%
Access to money
At maturity
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
Shari'ah Banking Fixed Deposit
Investment Account
Earn up to 9.15% profit when you open a Standard Bank Shari’ah Banking Fixed Deposit account.
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Opening Deposit
R 2 000
Profit rate
9.15%
Access to money
At maturity
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
Tax-Free
Investment Account
Invest up to R 33 000 per year on the JSE tax-free, with a total limit of up to R 500 000 per lifetime.
Learn more >
Opening Deposit
R 250
Interest rate
0.25%
(excluding statutory charges)
Access to money
3 days (after a sale)
How to get it?
Send us your details and we'll call you.
Apply now
Standard Bank name savings account
Tax Free Fixed Deposit
Investment Account
Invest up to R 33 000 a year and a maximum of R 500 000 in your lifetime - and get tax-free returns on your contributions.
Learn more >
Opening Deposit
R 1 000
Interest rate
up to 7.89%
Access to money
At maturity
How to get it?
Apply online in minutes, or send us your details and we'll call you.
Apply now
Standard Bank name savings account
Flexi Advantage
Investment Account
Great fixed interest rates with the flexibility to access up to 40% of your money whenever you like.
Learn more >
Opening Deposit
R 1 000
Interest rate
up to 7.40%
Access to money
Up to 40% anytime
How to get it?
Send us your details and we'll call you.
Apply now
Standard Bank name savings account
Notice Deposit
Investment Account
Save with more discipline while earning higher interest. To access your money you must first give 7 to 60 days notice
Learn more >
Opening Deposit
R 250
Interest rate
up to 7.20%
Access to money
7 to 60 days
How to get it?
Send us your details and we'll call you.
Apply now
Standard Bank name savings account
ContractSave
Savings Account
ContractSave helps you reach your savings goal more quickly by putting aside a fixed amount every month over 1 to 20 years.
Learn more >
Opening Deposit
R 100
Interest rate
up to 5.75%
Access to money
At maturity
How to get it?
Send us your details and we'll call you.
Apply now
Standard Bank name savings account
SharePlus
Investment Account
SharePlus is a fixed-term investment account that delivers returns linked to growth in the JSE Top 40 index equity market.
Learn more >
Opening Deposit
R 25 000
Interest rate
Variable
Access to money
At maturity
How to get it?
Send us your details and we'll call you.
Apply now