Fixed Deposit Investment Account

Invest your funds for a set period. The interest rate is fixed and your capital is guaranteed and protected.

Opening deposit
R 1 000
Access your money
At maturity
Interest rate
Up to 9.85%

About Fixed Deposit Investment Account

How to qualify

  • You can invest R 1 000 or more
  • You are a South African citizen
  • You have a valid passport or permit

Minors may open the investment account with a parent’s or guardian’s consent.

Fixed deposit terms and conditions

General terms and conditions

Features and benefits

  • Interest is paid monthly, quarterly, annually, or on maturity
  • Note that once you have invested your funds, you can't add to your investment. If you have more money to invest you can always open another Fixed Deposit or a different investment account
  • Benefit with preferential rates offered to customers opening the account through our online banking
  • If you are 55 years of age or older, or are a Standard Bank Consolidator customer, you qualify for an extra 0,50% per annum interest on an investment of 12 months or longer for balances under R 100 000
  • Please note that these additional concessions do not apply on our special offers
  • Fixed Deposit interest rates

What it costs

  • No management fees
  • Cash deposit fee
  • Early redemption fees if you access your funds early

How to apply

What you'll need

  • Your South African ID book

Apply for a Fixed Deposit Investment Account

Apply online in under ten minutes

You'll have the option of signing in with your online banking credentials or registering a new profile, so you can apply in a secure environment even if you're not a Standard Bank customer.

Apply online

Let's talk

Send us your details and we'll phone you within five business hours to discuss your options.