About Tax-Free Investment Account

How to qualify

Product terms and conditions
General terms and conditions  

Highlights

  • No tax on interest earned
  • Includes a selection of exchange traded funds (ETFs)
  • Profits do not contribute to existing tax annual limits
  • No securities transfer tax (STT)
  • No capital gains tax (CGT) when you sell
  • No dividend withholding tax (DWT) on dividends you earn

Find out more: 

What it costs
  • Invest a minimum R 250 per instrument
  • 0.25% reduced brokerage rate (excluding statutory charges)
  • No charge to open your OST account
  • R 10 monthly administration fee
  • View full statutory and brokerage fees (PDF)

Online Share Trading

  • No minimum investment
  • 0.25% reduced brokerage rate (excluding statutory charges)
  • No Additional charges

Internet Banking

  • Invest a minimum R 250 per instrument
  • No charge to open your OST account
  • R 10 monthly administration fee
How to apply

To apply for the Tax-Free Investment Account (TFIA), create an Online Share Trading Account (OST):

  • Sign in to your OST account
  • Go to My Account on the home page
  • Select Product Registration
  • Select TFIA registration
  • Complete the form and select Open Account

OR

Open your TFIA through the old Internet banking site (register if you don't have an account):

  • Sign in to Internet banking
  • Select the TFIA tab
  • Select Register
  • Complete the online registration form
  • Select Continue