Vehicle Finance Calculators

Our vehicle finance calculators will help you work out the details of your car loan, including the purchase price and monthly repayments. Take into account that you will also need to pay for insurance and running costs once you have your car.

Calculators

The income received on a monthly basis which includes your salary, commission, overtime, investments, rental and pension payments. Select + Additional Income if you have a co-applicant/s
+ Additional Income
Includes salary deductions, medical aid, taxes, pension payments, loans, bills, insurance and other day-to-day expenses for all applicants
Calculate Expenses
Available amount per month
R
What do you want to calculate?
A balloon payment is a the amount you will still need to pay at the end of your payment term – in other words a balance that is due, over and above the amount you pay off monthly, payable at the end of the contract.

Use the slider below to adjust the interest rate.

10.25% (Prime rate) ?
Prime rate is a lending interest rate used by banks. In the past prime was the preferred rate, but in today’s terms some customers can get an interest rate below prime. We will determine your interest rate, based on different criteria.
Estimated repayments
Monthly repayment amount
R
Total paid over loan period
R

Use the slider below to adjust the interest rate.

10.25% (Prime rate) ?
Prime rate is a lending interest rate used by banks. In the past prime was the preferred rate, but in today’s terms some customers can get an interest rate below prime. We will determine your interest rate, based on different criteria.
Amount I can spend
R

Find out more about vehicle finance

If there is any more information you need to know about buying a car, the ins and outs of getting finance, or any information on finance options that compare an instalment sale with a financial lease and what these terms mean, have a look at the below.

Using our calculators

You can use Standard Bank's vehicle finance calculators to work out your car finance details. This includes your monthly repayments and total repayments over the period of your agreement based on your specific car finance details.

Need help with our finance calculators?

Selecting the question mark above certain fields will bring up a pop-up message with further information on that field so you can learn more about the required input information.

Disclaimer

This online calculator provides an indication only. You use this online calculator at your own discretion.

The criteria used by this online calculator to form the fundamental basis of the calculations are subject to change at any point, and within the sole discretion of Standard Bank, prior to a final valid and binding agreement between the parties concerned.

You hereby indemnify and hold Standard Bank harmless against any inaccurate calculations, incorrect information, loss or damage of whatsoever nature which you may suffer as a result of you using this vehicle finance online calculator.

We do not warrant the integrity and security of the online calculator or that it is free of errors, corruption, viruses, interception or interference.