Financial Planning

Standard Bank offers Financial advisory that allows us to assist you with your Personal and Business Financial Planning requirements.

Financial Consultants will conduct comprehensive financial plans with you and recommend appropriate products. This will ensure that you and your family are adequately protected and you are working towards achieving your financial goals.

It is important to review your financial plan regularly to ensure that your goals are on track and adjust it as your circumstances change.

Financial planning benefits:

  • We will take the time to get to know you, your family and your business requirements and create a Financial Plan unique to your needs.
  • We will guide and assist you in reaching your long-term goals and we will extend this service to your loved ones when you are no longer able to take care of them.
  • We commit to regularly reviewing both your financial plan to ensure that you are on track to achieving your goal.
  • Our aim is to give you the confidence that your dreams, aspirations and goals are realized.

Request a Call Back or SMS ‘PLAN’ and your name to 31791 and we will contact you.

Standard SMS rates apply. Free and bundled SMSs do not apply.

Standard Bank Financial Consultancy is an authorised financial services provider FSP 3825.

  • Risk Products

    Life cover is the foundation of your financial well-being. It will help you take care of your family and loved ones when you no longer can, in the event of your Death, Disability or Loss of income. Some risks that you need to consider:

    Death: A cash payout in the event of your death, which can be used to provide financial security for your family, by providing for your children's education as well as settling any outstanding debts.

    Disability: A cash payout in the event that you become permanently disabled and are unable to do your job.

    Critical illness : You get a cash payment in the event that you suffer from a critical illness to assist in the payment of your medical expenses.

    Income protection: In the event that you are unable to work due to illness or injury the salary that you would have earned is covered.

    Retrenchment: You will be paid a monthly payout if you are retrenched from full time employment.
    Some advantages of taking out life cover:

    • Lock in a low premium at a young age, over time, as people age, premiums increase.
    • The best time for you to buy life insurance is today.
    • Transfer wealth to your family, you can leave money to your family with a life insurance policy as part of your estate.
    • Your policy can be used as collateral in securing a loan e.g. a home loan or vehicle finance to ensure that the debt is covered.
    • Supplement employer-provided life insurance policy, your employer-provided life insurance alone may not be adequate; you may want to take additional cover to ensure that your family's financial needs are covered.
    • Meet your changing needs, your needs will change over time, you may want to look for a different type of policy or lower premiums to suit new life circumstances. It is important to review your cover from time to time to ensure that you have the right cover for you.
    • Click here to learn more about our Personal Life Risk Solutions
  • Investment planning

    One of the most important aspects of financial planning is pre and post retirement planning so that you are able to maintain your standard of living throughout your lifetime. Retirement savings is done over a period when you are working, to help you when you retire and need to live off your savings. You must start early and you must save enough to avoid reducing your standard of living.

  • Estate planning

    In addition we will also assist you with Estate planning, which includes advice and assistance with regard to wills, trusts, estate duty calculations, and planning to ensure that your wealth is protected and preserved during your lifetime and upon death. Our aim is to help you build a plan between where you are now and where you want to be, so that your dreams and aspirations are fulfilled.

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